Estate planning
Estate & Legacy Planning
"I am struggling to care for my family, so this money would have been a great relief for my family. But now, it is all gone."
Estate Planning:
To give your money and property and assets to those who you care for.
If you have a will, you have done up half of your estate planning. If you have not, you have also done up half, as you have given the government the right to distribute your assets the way you MAY NOT want it.
If you did not make a will:
Why?
Things we do:
Wills Writing
Trust set up
Lasting Power of Attorney (LPA)
Advanced Medical Directive (AMD)
Advanced Care Planning (ACP)
For business owner:
Shareholder Agreement
Business Trust
We’ll guide you every step of the way
Things to lookout for:
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Do I have to keep investing? Even when I got no money?Investment is to create a better future, not at the expenses of your current lifestyle. We are all people, we know situations change such as promotion, pay raises, retrenchment, or you just found a better place to put your money in. We put “Brake” button in your investment plan just for the unforeseen circumstances.
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Will you guys run away?We get that there are many bad investments out there, we are here to assure you that we got at least 2 layers of security feature just for you. We are licensed by MAS (Monetary Authority of Singapore) We got deposit with government that will pay you back money in rare event the company collapse under SDIC Scheme (Singapore Deposit Insurance Scheme)
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Do I need a lot of money to start investment?You can start as little as $100/month, we will be showing you different ways and method to stretch your money, you can put more as your confidence grows.
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How long do I need to invest?It really depends on your goal, by what time would you want to cash out the whole investment?
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Will I lose money?Investment contains risk, what we does is we will minimize risk through our strategies that we will be sharing with you. The bottom line: do not ever put money where you don’t know how it works.
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Storage of WillOnly the original Will is valid, imagine if you store the will in a safe, where access will be allowed only upon official Will furnished, won’t it pose a challenge for your family to find your assets?
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Legal ageIf you have left money to your kids directly, they will not be able to access it until they are 18 years old. The money will be in the care of government and will not be allowed access by anyone until they are of 18 years old, will this impact their lifestyle?
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Schedule of assets not attached to the WillMany time when client never attached the schedule of assets, the family end up has to “hunt” for the assets after they left, make it easier for them by telling them what do you have.
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GuardianshipWho is the best candidate to help take care of your kids when you are gone? Taking into account your spouse left together with you.
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OperationsSuppliers and Vendors stop partnership or may even end contract early. Employee lose Confidence and may leave company Frozen assets
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CreditPersonal guarantor forced to sell personal assets Creditors start clamping down on business loans Bank withdraw credit facilities
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ManagementShareholder’s dispute Family don’t get fair share of your business value Family may be forced to downgrade lifestyle
Why work with us:
Personal; we understand you before we embark on our planning, we only work with clients who is ready
Professional; Our Estate Planner have all went through rigorous training curriculum before they are even allowed to start advising client on Estate Planning and are interned with experienced Practitioner who show them the rope on proper planning.
Practical; would you trust the guy who tell you to eat porridge everyday so that you can have your lobster everyday when you retire? Same goes for us, we don’t believe nor give advice like asking you to scrimp and save just so your family can have a better life after your gone. Estate Planning is about being enjoying your current lifestyle without compromising your family future.